What a children's trust does
- Holds assets for your children until a specified age
- Names a trustee to manage the money responsibly
- Sets rules for how funds can be used (education, health, housing)
- Protects assets from being mismanaged or spent too quickly
What a children's trust doesn't do
- Replace a guardian designation — that goes in your will
- Automatically receive assets — you must fund the trust
- Override beneficiary designations on accounts or policies
Common questions
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